When the other guests had gone and it was just the three of us with the casa, I had another little surprise for the group.“I’m so proud of you, Br...ian,” I said. “All of you. You did such a remarkable job of making a showplace out of this old barn. We have some champagne that we brought and I’d like you each to have a glass so we can propose our own toast.” Hayden opened three bottles of champagne and Josh and Brian helped serve it.“Everyone come over to the fireplace. It’s too hot to actually. Kind of cute. "Hi, Annie." In my direction, she said, "See you later." Then she was gone."Who was that?" I asked."One of my g-friends." Annie was casual, almost flippant.I hadn't gotten two words out when a second coed stopped by. This one was a redhead with shoulder-length hair and freckled skin. Same "Hello" and the same promise of "See you later." The third was a tall blonde, very Scandinavian. Completely hot. Blood pumped hard to my cock for this one.The fourth was also blonde but medium. The original directors put up the money to start the banks. One hundred million each for a total of one billion dollars. All transactions are in US dollars. The bank charges three percent and we don’t do transactions less than one million dollars. That is the return that is divided between the directors.‘‘There is only one way to become a director and that is to buy out a director who wants to retire - or his estate if he dies - for the original one hundred million amount and you have to. Katherine Farrell also pointed out the swelling of Waif's bust line indicating the beginnings of breasts. The twins noticed a few wisps of hair around her pubic bone. Puberty had finally struck the eighteen year old and it was welcomed as a final indication her medical problems were behind her.Late in November, about the time of the final football game, Waif experienced her first cramping. No flow, just the bloated cramping nasty menstrual symptoms she had avoided for most of her teen years..