They had tucked away most of the money that she had inherited when her parents had died but there was always money going into the bank, first there wa...s Richard’s salary and then monthly interest payments from several of the savings accounts they had used to put mum and dad’s money away somewhere safe, they would be able to use some of the interest and the rest would be for the kid’s college or university fees. Now the bank was saying they were overdrawn and the mortgage payments hadn’t been. Cleo rolled her eyes. "Not fucking them. Geeze. But watching them fuck. Surely you've seen two horses? I nodded. I hadn't really. Understanding, and hoping she wouldn't go on with more details. "It's the act itself which is the turn on. Just thinking of sex is a turn on. Then there is the whole taboo thing." Cleo finished with a smile.Cleo giggled. "I'm going in the pool, It's a bit warm sitting here. Join me?" She stood and waited."No." I frowned."OK, sit there and pout then." Cleo walked off. Slowly you get up and look around. A few minutes ago you were having the time of your life on a world class cruise, fucking every beautiful woman you came across on the cruise. However a terrible storm had caused the ship to capsize and you found yourself laying on a beautiful beach of some kind. Other than yourself there appears to be no one else around. Behind you is what looks like a jungle and ahead of you is nothing but sand and water. You stand up and stretch. thanking your lucky stars. ” He said to her lustfully. She blushed in reply and helped him out of his clothes, her eyes widening as she sees his big cock. He smirks at the look on her face. “Never had one this big before?” She just shook her head in reply, as he slowly lowered her onto the couch and moved over her, kissing her hard again. He positioned himself at her pussy and slowly began to slide himself in. Gasps of pleasure and pain escaped her lips and she took him. Being gentle Liam made sure she got used to.