The water was colder than I imagined. My nipples becoming instantly hard, I started to shiver. Joel looked at me. “You cold?” I just nodded my hea...d for fear of my teeth starting to chatter. He reached over and grabbed my waist pulling me towards him, and hugging me to his chest. “Oh you are cold. I wonder how I can get you warm?” he whispered in my ear as his hand went up to pinch my hard nipple. I cried out. “What’s wrong Carmen?” Jan called from the other end of the pool. Joel pulled my legs. I looked around the room and everything seemed brighter and sharper. Ronnie was talking to someone on his new cell phone but I didn't pay any attention. I was just enjoying how good I felt.I was stretched out still naked on my bed when the door bell rang.Ronnie left the room to answer it and I briefly wondered who it was. Moments later one of the guys who helped Ronnie move was standing at my doorway watching me. I didn't care.He sat on the edge of my bed and rubbed me all over. I tingled as. I must have closed my eyes because when I looked up again at her, I saw she was sitting on the bed and facing me and had a smile on her face. I felt embarrassed as hell. I tried to apologize for my actions but instead, she leaned back on the bed and pulled up her skirt and spread her legs giving me a view of her panties. I noticed a wet spot had appeared on them. I felt hot and my cock was now throbbing like hell. She told me that she loved teasing me and wanted to know what I was thinking. Trouble. Not right away, and the moms gf sounds like a story from Naughty America but they wouldnt legally be able to upload this kind of thing. She was pretty inexperienced for an older woman, Me being her first girl and we had similar stories. Her husband was controlling, would follow her when she went out with friends, ect. The only good thing she got from him was his son. She married him before she could legally drink so she missed out on the young messing around aspect of figuring stuff.