When our combined income goes up, we’ll need to figure out a tax strategy of some kind. If the hospital offers you an IRA or 401K, sign up for it an...d put the maximum amount in it.”“Rather than pay off the student loans?”“The maximum is usually around 15%, and it’s tax deferred, so for every $100 you put in, it’ll only cost you around $80. That’s a better return than paying down your student loan. We’ll only pay the tax on it in the future when we take it out, and at that point, we’re retired. I want you to smell.”He brings the two cocks together, their heads are touching (he wonders how it must feel to have your cock pressing against someone else's), and he runs his face along their length, breathing in deeply. The scent is, strangely, as he had always imagined it. Musk, but more, sweat, desire, pure lust. The promise of cum. When his nose is at the very base of their cocks, where the skin loosens into the scrotum, both their shafts rest on his face, push with a slight, warm. I had sexual relations with my mother in law incidentally. She was 48 then. %feet ^ inch long. Her vital statistics were38-30-42. She was most attractive and sexy lady. I had an attraction over senior ladies. Why, I will tell in another story. My mother in-law loved me very much, as I always taken care of her. Whenever I go her house she used to embrace me. I felt hot when her boobs touched me. But I never thought her sexually. The family was consists of my father in law, my wife two brother in. It is half rain, half snow, and all slop. It is very slow going. It took longer than I thought, but I got to my agent's office around 3:45 p.m. I shut off the truck, and I went up to the office door. Shit it's already locked up. I knocked on the door about fifty times, but no answer. I grabbed my cell phone and tried calling, but just got the answering machine, telling me that the office is closed, and what the business hours were. I just hate them fucking machines.I had noticed that when I.